Life Care Panners of the Treasure Coast is a division of the Estate Planning Advisors Inc. Our goal is "To Provide Peace of Mind to those in their Twilight Years". We help seniors evaluate the various resources available to them to assist in the payment of health care related expenses asociated with aging. We develop "Life Care Plans" that to address Long Term Care expenses and provide strategies that enable people to afford the care that they rightly deserve.

We provide analysis in the following areas:

• Veteran Benefits and qualifications
• Medicaid quailifications and planning
• Long Term Care Planning & Insurance
• Asset Protection Planning
• Burial Plans & Life Insurance

Experience:

• over twenty five years of experience in the field of Advanced Life Insurance and Estate Planning

Education:

• BA, Tufts University, Cum Laude (1981)
• Master Degree, Science of Financial Services (MSFS), American
  College (1996)

Industry Designations:

• Chartered Life Underwriter (CLU) - 1988
• Chartered Financial Consultant (ChFC) - 1988
• Accredited Estate Planner (AEP) - 1999
• Certified Financial Planning Practitioner TM (CFP®) - 2000

Industry Affiliations:

• National Association of Insurance & Financial Advisors (NAIFA)
• Past President of local chapter - Indian River IFA
• Financial Planning Association (FPA)
• Indian River Estate Planning Counsel
• National Association of Planning Giving Professionals

Licenses Held:

• Life, Health & Variable Annuity - State of Florida
• Registered Investment Advisory Affiliate - State of Florida -2-

Community Involvement:

• Board Member(Vice Chair) - Indian River Habitat for Humanity
• Board Member (Treasurer) - Coalition for Affordable Housing
• Trustee for the Vero Beach Museum of Art
• Trustee for Indian River Public Housing Authority
• Board Member - Indian River Planned Giving Counsel
• Director and Founder Member of the Care Planning Council of the
  Treasure & Space Coasts
• Member of the Florida Care planning Council
• Volunteer Coach - Vero Beach Recreation Department Football Program
• Leadership Volunteer (Chief "Flaming Hair" ) Treasure Coast YMCA Explorer Guides (formally Indian Guides/Princess)

Proudly Serving Southern Brevard County and the Treasure Coast.

Mr. Heckman is a Contributing Author to several books, including: "Wealth Enhancement & Preservation" (1995) and "21st Century Wealth" (2000). Todd is also featured speaker in the area of Advanced Estate Planning.

Todd's firm, Estate Planning Advisors Inc. is a Registered Investment Advisory firm, registered in the State of Florida, and is a wholly owned subsidiary of National Financial Partners, Inc. (NFP), a nationwide organization of over 190 financial advisors that cater exclusively to the needs of the Affluent.

Services offered include:

Born and raised in Bernardsville NJ, Todd currently resides in Vero Beach, Florida with his wife, Terri, and three children. In his spare time, Todd enjoys golfing, fishing and boating.

We always offer a initial complementary consultation as well as a complimentary copy of the NCPC's book entitlted "The 4 Steps to Long Term Care Planning".