About Ruth Ann Gardner

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Eldercare Resources

about Nonmedical Home Care about Home Health Agencies about Hospice Care about Medical Equipment about Home Maintenance about Veterans Benefits about Medical Alert about Geriatric Medical Care about Care Management about Reverse Mortgages about Elder Law & Medicaid about Estate & Trust Planning about Financial / Insurance Help about Seniors Relocation SRES about Nursing Homes about Adult Day Care about Assisted Living about Alzheimer's Care about Funeral & Burial Planning

The Eldercare Resource Articles above are written to help you understand the need for and the process of planning for long term care.

There are four key steps to successful long term care planning.

1. Knowledge & Preparation 2. Proper Funding
3. Using Long Term Care Professionals
4.Creating a Personal Care Plan and Choosing a Care Coordinator

about Ruth Ann

I love the beach, chocolate, and watercolor art! Originally from Pennsylvania, I arrived in Florida in 1970. I have lived on the east and west coasts as well as in central Florida.

Prior to my career in Reverse Mortgages, I had the good fortune to succeed over 300 candidates and land a position as a Corporate Liaison for Seniors. My mission, along with our board of directors, was to improve the lives of seniors in our community. When I left that post, we had 12,000 participating seniors.

Meeting with local leaders in healthcare, housing, finance, travel, religion, and government, I examined sectors in the community that touched the lives of seniors. I talked with and observed seniors in all walks of life and participated in their activities. I helped to organize and celebrate “Senior Day” and “Grandparents Day.” I hosted intergenerational teas - forums which happily connected the elderly with the younger set.

Seniors told me, if they had enough money so they didn't have to worry, that they could meet most of their needs themselves - without help. I witnessed the difference in senior lifestyles. Money didn't cover every kind of need they had of course; but without a doubt, money made a big difference. One day I came across an amazing article about Reverse Mortgages. This led to my career offering seniors an opportunity to better provide for their golden years. Sometimes it is also an opportunity for an immediate financial solution.

Feel welcome to call me to receive information, to have your questions answered, and to make application. I hold a mortgage broker license, and I am a member of the Florida Association of Mortgage Professionals. Following compilation of customer surveys, I was awarded for outstanding production & excellence in customer satisfaction.

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contact me
	Ruth Ann Gardner Reverse Mortgage Consultant - Innovative Mortgage Services, Inc. 17717 Hunting Bow Circle Unit 101, Lutz, FL 33558 Phone #: (239) 272-2878 Toll Free #: (800) 898-9269 financingwithruthann@gmail.com If you prefer, indicate your needs in the form below and I will contact you to let you know how I can help.
about the FlCPC
	The Florida Care Planning Council is dedicated to helping families recognize the need for long term care planning and to helping implement that planning. Integrity, honesty, and a genuine concern for those who are in need of (or may need) long term care are at the heart of our services.